Loan Programs – Connecta

Loan Programs Buy or Refinance

Explore the mortgage options designed to meet your financial goals.

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Buy Programs

FHA Loan

Flexible approval, low down payments — ideal for first-time homebuyers.

Conventional Loan

Competitive rates and flexible terms for strong-credit borrowers.

VA Loan

No down payment, no mortgage insurance for eligible military members.

DSCR Loan

Great for investors — qualification based on rental income.

ITIN Loan

Helping buyers without a SSN purchase property in the U.S.

HELOC

A flexible line of credit backed by your home equity.

New Construction Loan

Finance land, construction, and permanent financing in one loan.

Non-QM Loan

Perfect for self-employed buyers and non-traditional income situations.

Buy Programs

Rate-and-Term Refinance

Lower your rate, reduce your payment, or adjust your loan term.

Cash-Out Refinance

Convert home equity into usable funds for improvements or investments.

FHA Streamline

Fast refinance for current FHA borrowers — limited documentation.

VA IRRRL

Quick refinance option for existing VA homeowners.

Conventional Refinance

Improve your mortgage terms or remove FHA mortgage insurance.

Non-QM Refinance

Flexible refinancing for self-employed or complex-income borrowers.

HELOC Refinance

Restructure or expand your equity
line.

What Our Clients Say

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Ann Vetrovs

Manager

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Alex Costa

Manager

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Phillip Levin

Manager

Serving Multiple States

Support where you need it.

Massachusetts

Florida

Connecticut

Ready to Start Your Mortgage Journey?

Take the first step toward homeownership or your next investment.

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